Friday, August 5, 2011

Banking Terms Meaning / Banking Glossary Lexicon

Banking Terms Meaning / Banking Glossary Lexicon : Perbankan adalah institusi yang bersifat internasional, karena itu peristilahan yang digunakan dalam institusi perbankan tidak dapat dilepaskan dari istilah yang dipakai secara internasional. in the next post we will write about banking Glossary that used in Banking.

The using of Banking terms also with short terms, so there is more popular for short term rather than long term (word / sentence). Selection of the term to describe whether the acronym or word / sentence is based also on the popularity of full pemakainnya the sole constituent observations. But each stands for will always include the word / sentence full in parentheses.

In the future, we will give the meaning of Banking terms and start from A until Z alpabhetly. ok, here want to start it here with the fisrt term :

Accounts Officer.

Is a bank officer (general staff employees) who deal with matters relating to fundraising activities or the provision of credit. Since the task is directly related to the Loan Officer Marketing activities, often used other terms such as Marketing Officer or Marketing staff. Accounts Officer in charge of credit is often called the Loan Officer.
Account officers typically handle or serve specific customers are fixed in a certain period. Thus the relevant know the needs or characteristics / special things to note about the accounts of certain clients

See you in the next posts...

You might also like : Your career in Banking

Tuesday, August 2, 2011

Non Performing Loan (NPL)

Non Performing Loan (NPL) : hi all, how are you today? have a long time im not writing here. today i want to talk you little review about NPL or we say as Non Perform Loan. My

first question, why Non perform Loan very high when we see it today? its because the cash or loan that was given to borrower, entrepreneurs and citizen at all with the assurance of illiquid (not easily liquidated), like fixed or movable goods.

Bad credit or non-performing loans is the amount of credit disbursed to the debtor but the condition can not be collectible due to certain reasons.
How to calculate it ?
we can use below form to calculate it :
Non-performing loans x 100% (divided) Loans disbursed
The smaller the percentage of NPLs, the better the quality of loans from the institution, and your funds are placed for their safety.

The occurrence of non-performing loans is usually caused by: Credit extended to businesses that are less productive.

1. Collateral in the