Risk Management Definition : One of the most essential in banking world is to manage a risk that can be found in every actions and activities in Banking. because a risk something that likely and there must be. In order to have a success business and activities in Banking, peoples must to watch dan limit the risk in all of activities.
If we demonstrated as an action that must be taken from a decision to be successful and success, like in business must have a very big risk if the benefits-even very large, for example, again in terms of working in companies, to be sure there is a risk that must be taken with firm, such as the risk of running out of time because the rules in working hours would not let us or stunned silence, the risk of being fired if it does not work properly and according to company regulations, health risks will worsen if not forget time for lunch and recess with sufficient.
Risk in our Life
We need always to remember that we must work to support our family or at least to support our selves. so that we must have a job. in other hand we can see that to start self-employed business, there are also we will see much risk from bankruptcy, possibility of destruction after tasting success and forget themselves in living. not at those all, when we learn how to carry a bicycle, and practice to carry a car or motor, we also meet with the word that can make peoples spirit and also make some peoples others weak. yes its a risk.
there are much example that we can found from our life about the risk. another example like the decision to get married. before get married, both bride and groom have understood what the risk that they canfound when they want to build a family. like risk about finance, risk in their health, until risk about divorce that can be happen in future.
So, How we Manage the Risk?
Here i want to say that risk management is about what the ways and actions that should we take to against the problems. i come with a simple example, if you want to learn about swimming, you should not go into the big river directly. but you can manage it by reading the swimming guide, come with a course, or with lookig at the best swimmer in swimming pool. and you try to do their techniques in the shallow pond or with coach.
Conclution :
Risk Management is about our attitude when we have problems. With a correct and comprehensive understanding of an issue and action will be taken, then the risk can be managed, minimized, controlled, and manage althought the worst risks to the goal line that you want.
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