Air Way Bill.Air freight is a document that serves as a contract of carriage of goods and proof of delivery of goods only and not an ownership document.
Akad (On Islamic banks).
Is a written agreement containing consent (offer) and qabul (acceptance) between banks and other parties that contains the rights and obligations of each party in accordance with Islamic principles.
Akad Eve.
Akad diversion is from those who owe debts to other parties who shall assume or pay.
Akad Ijara.
Akad is providing funds in order to transfer use rights or benefits of a good or service based on leasing transactions, without being followed by transfer of ownership of the goods themselves
Akad ijarah muntahiya bittamlik.
Akad is providing funds in order to transfer use rights or benefits of a good or service based on leasing transactions with an option of transfer of ownership of goods.
Akad Istishna.
Akad Financing is ordering the manufacture of goods in the form of certain goods with certain criteria and conditions agreed between the buyer or the buyer (mustashni ') and the seller or manufacturer (shani')
Akad Kafalah.
Akad bail is granted one party to another, in which the collateral giver (kafil) responsible for the repayment of debts which are entitled to receiving assurance (makful
Akad loans or credit agreements.
Is agreement between banks and borrowers on lending by banks to borrowers which include the amount of credit, the duration of the loan, interest rates, the guarantees given, obligations of the debtor in payment of principal and interest, fines and other requirements. (
'Akad mudaraba' in collecting funds.
Akad is the first cooperation between the parties (malik, Shahibul mall, or Customer) as the owner of the funds and the second ('amyl, mudharib, or Islamic Bank) acting as manager of the fund by dividing the profits in accordance with the agreements set forth in the contract
'Akad mudaraba' in Financing.
Akad
cooperation is an undertaking between the first (malik, Shahibul mall, or Islamic Bank) that provides the capital and the second ('amyl, mudharib, or the Customer) who act as fund manager by dividing the profits in accordance with the agreements set forth in the Akad, while losses are borne entirely by the Bank Syariah unless both parties make deliberate mistakes, neglect or violate the agreement.
Akad Murabaha.
AdalahAkad financing of an asset to the buyer confirms the purchase price and buyers pay a price that is agreed upon as an advantage.
Akad greetings.
Akad Financing is a good way of booking and
price payments made in advance with certain agreed conditions.
Qardh Akad.
Akad loan fund is to the Customer provided that Customer must return the funds it receives at the agreed time.
Wakalah Akad.
Akad are giving power to the receiver the power to carry out a task on behalf of the authorizing
Acceptances.
Is an institution in the draft law, by which snagged (interest) expressly agrees to pay a bill of exchange on the day of pay. With that statement lodged (interested) becomes bound as debtor under the law draft. The binding involved (attracted) to pay is determined by the inclusion of signatures on the letter's draft.
Assets.
Debit is the side containing the Bank's Balance Sheet Assets that generally consist of cash, receivables to Bank Indonesia (Giro, SBI), Claims to the other Banks, Securities Securities, Loans, Other Assets and Inventory and Fixed Assets. Assets can be grouped on earning assets or generating, and the assets that support produkltivitas of productive assets such as fixed assets and current assets in the form of cash. Also known as a productive asset because it carries the risk of Asset Risk
Accrual Basis.
Is the method of determination of income based on the bank's calculation of time periods of loading by the banks. For example the loan interest is calculated at the end of the month and the results of the count counted as bank income, regardless of whether such interest is paid or not by the customer. If the recognition of such calculations as a new revenue after interest is paid by the customer, then the method is called Cash Basis
Musharaka contract.
Akad is cooperation between two or more parties to a particular business which each party gives the portion of funds provided that the profits will be divided in accordance with the agreement, while the losses incurred in accordance with the portion of each fund.
Non-earning assets.
Is the bank's assets other than Assets that have the potential losses, among others, in the form of foreclosed, abandoned property (Abandoned Property), between the office accounts and suspense accounts.
The sender agent (in Money Transfer).
Is an individual, business entity incorporated or not incorporated business entities that receive some money from the sender to be delivered to the recipient via the recipient agency.
Mudharabah Musytarakah.
Mudaraba is a form of contract which the manager (mudarib) include capital or investment funds in cooperation.
Mudaraba Musytarakah be conducted by BLM because it is part of the law Mudharabah.
Akad provisions:
1. Akad used is Mudharabah Musytarakah, yatu blend of Mudharabah and Musyarakah Akad.
2. LKS as mudharib include capital or funds in investments with clients.
3. LKS as a party that included funds (musytarik) receive the profits based on a portion of capital or which is included.
4. Share of the profits or after diambiloleh LKS as Musytarik, divided between the LKS as mudharib with customer funds in accordance with the ratio agreed.
5. In the event of a loss, the LKS as musytarik, bear the losses in accordance with the portion of capital or funds that are included.
Cash Collateral.
Giro is the collateral, deposits or savings are blocked by the bank. Other terms are "cash collateral"
Repossessed (Ayda).
Bank's assets are acquired, either through auction or outside of the auction based on voluntary submission by the owner based on the collateral or power to sell outside the auction from the owner of the collateral in case the debtor does not fulfill its obligations to the bank
we continued into Banking Terms Based on the word / phrase from letter A (Part III)
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