Back End Switch - ATM.
Is a computer term for one form of shared ATM networks, namely the position of the central computer switching companies were behind the computer center's member banks. The relationship between the units with the central computer ATM Switching Company is indirect through the mediation of the computer center of the member banks, so that not all transactions must go through a switch (switching company supports some of the bank's ATM network).
Is a unit of work on the Treasury Department of a bank that performs the function of management control over the implementation of market risk (Market Risk). Back Office separate from the Dealing Room and the need for separation of duties (segregation of duty) between the activities carried out staff view the Dealing Room Staff Back Office.
Back stop.
Is a kind of reserve funds that are only dalirkan if the risk occurs. Back stop is a form of cooperation between the government and the Asian Development Bank and Islamic Development Bank in order to support the implementation of assurance infrastructure in Indonesia. While this (November 2009) work together in order to back-stop is still under assessment. See also → PT Indonesia Infrastructure Assurance. (2).
Back to Back L / C.
Is the L / C opened by L / C the other in receiving, with details of goods, documents and requirements are exactly the same. The difference is only at the price of goods. Back to Back L / C is typically opened by intermediaries or agents who take advantage of price differences between the L / C received a price on the L / C is opened to the seller or a particular exporter
Back to back SKBDN.
SKBDN are two identical, except the price and shipping dates as well as the effective date of SKBDN. From the words "back to back" can be understood that the last published SKBDN SKBDN opened by others who have opened earlier, thereby supporting SKBDN SKBDN one another. SKBDN which has been opened previously become the basis for the opening back to back SKBDN, therefore SKBDN The first is called the basic or master SKBDN SKBDN.
Back Testing.
Backtests (test backwards) is a test performed to assess the accuracy of a model used to calculate market risk, ie by comparing the results of the realization of trade with the model developed from measurements of risk, both to evaluate a new model and to assess the accuracy of existing models. Although there is no single methodology for backtesting is set, the banks that use internal VaR models for capital adequacy in market risk, should do the backtest to model them periodically.
Banks should generally perform backtest models of risk on a monthly or quarterly to test the accuracy
Private-owned Enterprises (BUMS).
Badanusaha is not included within the meaning of SOEs and enterprises, based in Indonesia and Indonesia and foreign legal entities
Ba'i Al-Dayn.
Islamic banking is a term for buying and selling debt refers to debt financing. In this principle is based on buying and selling financing and trade financing documents used for the purpose of spending, trade and perkhidmatan. Only documents actually show that the trade transaction is the real deal, should diniagakan. Customer who has received from the sale of facilities of Islamic banks will issue debentures (Promissory Notes), while Islamic banks themselves can not issue bonds, then the letter of Promissory Notes client and the underlying transactions diendos to receive funding from conventional banks
Balance Score Card.
Is a method developed by Robert Kaplan (Harvard Business School) and David Norton in the early 1990s. With the Balance score card in the identified deficiencies are kelemehan previous management systems approach, where the Balance Score Card provides a clear prescription about the things what needs to be measured to balance the financial perspective (financial perspective).
Balance Score Card is a management system (not just a measurement system) that enables organizations to clarify vision and strategy and translate them into action (action
Bancassurance.
The insurance company is a joint marketing through cooperation with banks.
Bancassurance
Bank.
Is an entity that collects funds from the public in the form of savings and channel them to the public in the form of loans and other forms or forms in order to improve the living standard of the people.
Agent Bank.
Is a bank acting on behalf of all members of the syndicate of banks in their dealings with customers regarding the provision of a syndicated loan made to the customer
Frozen Bank Operations (BBKU).
Banks that are suspended business activities by Bank Indonesia and subsequently handed over to IBRA for the purpose of settlement of obligations of banks through the Government Guarantee Program, the completion of employees' rights and efforts to refund the State
Frozen Bank Operations (BBO).
Are commercial banks by Bank Indonesia suspended its operations. A bank can be frozen so BBO if the bank has adopted the Bank Indonesia Liquidity Assistance (BLBI) exceeds 75% of its assets and have used BLBI exceed 500% of the fully paid capital
Problem Bank.
Banks are experiencing financial difficulties in the form of liquidity difficulties and / or difficulties that endanger its solvency.
Mixed Bank.
Banks was established jointly by one or more commercial banks domiciled in Indonesia and was founded by Indonesian citizens and / or Indonesian legal entities wholly owned by Indonesian citizens, with one or more banks domiciled abroad
Bank in Liquidation.
Banks are already license has been revoked by the LPP (Institute of Banking Supervisors) and within the framework of the settlement assets and obligations, the Bank declared a bank in liquidation by LPS (LPS). Furthermore, the Bank conducted by the Liquidation Team Likuidasinya formed by LPS according to conditions set by LPS. See → "Liquidation of Banks" and "Team Bank Liquidation
Bank Under Special Surveillance.
Banks are having solvency problems of the CAR below 8% and the liquidity problem that has a reserve requirement ratio in dollars less than the Statutory Minimum Bank established by the deteriorating developments in a short period of time or based on the assessment of Bank Indonesia has a fundamental problem of liquidity.
Foreign exchange banks.
Is a bank that obtained the appointment by Bank Indonesia to conduct banking business in Foreign Exchange
Bank Foreign Exchange Perception.
Are foreign banks that accept deposits in order to import State
Bank Draft.
Is the Draft (draft) issued in the name of the bank where the attraction is its own issuer bank. Draft bank serves as a means of sending money and can be redeemable at a designated bank and apply only on behalf of the holders listed in the draft or money order. Other terms are Wesel Bank.
Banker's Acceptance.
Is the ability to bank statements (acceptance) are realized in the form of signatures as the bank officials are interested in the face of the money order / draft or letter of acceptors / promissory note to pay a sum of money according to the nominal money orders / drafts, letters acceptors / promissory note on its maturity date. Acceptance can be implemented by including the words "Accepted" or words that mean the same. The signing must be done on the front of the Bills, to distinguish it from endorsements
Bankers Clause (Clause Banker).
Is a statement or clause in an insurance policy, that in case of payment of claims, then the claim will be paid to the insured through the insured bank. Insured banks were mostly bank lending to the insured that covers the insurance on the collateral (Main and / or Additional) of the insured property. (6)
(Source: Banking Practice)
Bank for International Settlements (BIS - Basel, Switzerland).
Is the oldest international financial institution that currently constitute the main center of international central bank cooperation. The history of the BIS was established in the framework of the "Young Plan" in 1930. In general, BIS develop cooperation between the Central Bank in order to achieve monetary and financial system is stable.
Bank Guarantee.
Is a guarantee from the bank that the bank will pay a certain amount of money to the recipient if the party is guaranteed warranty breach of contract (default).
Banking Book.
Are all elements or other positions not included in the Trading Book. (3) → See the Trading Book.
Anchor Bank (Anchor Bank).
Banks with good performance are eligible
i. Bank has the capacity to grow and develop properly, supported by strong capital and stable and have the ability to absorb risk and support business activities. This is reflected in the minimum CAR of 12% and a minimum core capital ratio (tier 1) 6%.
ii. Banks also have the ability to grow on an ongoing basis as reflected in the profitability of good .. This is reflected in the ratios Return on Assets (ROA) of at least 1.5%.
iii. Bank's role in supporting the functions of banking intermediation in order to promote national economic development terceermin of growth of credit expansion dengtan still consider the precautionary principle. The growth in credit expansion in real terms the minimum of 22% a year or LDR minimum of 50% and non-performing loan ratio below 5% (net).
iv. Banks have
become a public company, or have plans to open a company in the near future.
v. Banks have the ability and capacity to be a consolidator while still meeting the criteria as a Bank with a Good Performance.
Correspondent bank (Bank Corespondent).
Is a bank or bank branch offices in the State that have a cooperative relationship with a bank in the State in which the two parties exchanged documents in order to control the distribution of reciprocal transactions between each bank. If between the two banks to open another account, the bank is referred to as the Depository Corespondent. Each is required to open an account for settlement of transactions between them. If no mutually open the account then the settlement of transactions made through other banks where both parties have a mutual account.
Custodian Bank.
Is a bank which provides day care services Asset Backed Securities (ABS) and property and other services related to Asset Securitization in accordance with applicable regulations. Bank which serves as Custodian Bank shall carry out activities according to applicable regulations. Bank functioning as Originator or the Servicer can not act as custodian
Part II
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